Understanding Risks in Community Schemes and the Importance of a Managing Agent
Community schemes such as sectional title complexes, homeowners' associations and share block developments are becoming increasingly popular in South Africa.
Insurance excess is often a contentious issue. When are you liable for the insurance excess on a sectional title claim?
Owners of units in sectional title schemes are often surprised when they need to pay an excess on a claim submitted to the body corporate’s insurers. It seems like many owners do not understand the relationship they have with the scheme’s insurance policy and the terms attached to such a policy.
Jailing or fining trustees: is that all there is to POPIA?
Week-end news reports seem to imply that trustees in sectional title schemes and homeowners’ associations will all shortly be in jail or face penalties of millions of rands due to draconic ‘changed rules’. This is not accurate.
Maintenance and Repairs in Community Schemes
Part 2 – Importance of Regular Inspections and Servicing of Equipment
Nobody wants a special levy! Bring in the 10 Year Maintenance Plan
Special Levies are raised for any event where a scheme requires a large sum of money to fund various unforeseen matters. In most instances however, a Special Levy is raised in lieu of maintenance or replacement of assets, i.e. painting or roof repairs.
Can a Non-Owner in a Sectional Title Scheme be a Trustee?
Can a Non-Owner in a Sectional Title Scheme be a Trustee? The answer is YES.
Community Scheme Meetings vs Load Shedding
Holding of Sectional Title Scheme Meetings or Home Owners Association Meetings has always had various challenges, from ensuring that the meeting is scheduled at a time and place convenient for all of its members, to having a quorum present on the day in order for the meeting to proceed.
Pros & Cons of Fines for Schemes
Conduct Rules are imperative in all Community Schemes to ensure a harmonious atmosphere between all residents. But how does one ensure that all residents adhere to the Conduct Rules and what recourse can be taken against repeat offenders?
Repairs and Maintenance in Community Schemes
Part 1 – Who is Responsible for Repairs and Maintenance
How are your levies calculated?
As an Owner in a Community Scheme it is your right to know [...]