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Understanding Risks in Community Schemes and the Importance of a Managing Agent
Community schemes such as sectional title complexes, homeowners' associations and share block developments are becoming increasingly popular in South Africa.
Insurance excess is often a contentious issue. When are you liable for the insurance excess on a sectional title claim?
Owners of units in sectional title schemes are often surprised when they need to pay an excess on a claim submitted to the body corporate’s insurers. It seems like many owners do not understand the relationship they have with the scheme’s insurance policy and the terms attached to such a policy.
Jailing or fining trustees: is that all there is to POPIA?
Week-end news reports seem to imply that trustees in sectional title schemes and homeowners’ associations will all shortly be in jail or face penalties of millions of rands due to draconic ‘changed rules’. This is not accurate.